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SME Business Financing
Helping You Solve Cash Flow Challenges

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About Pin Hang Group

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In today’s highly competitive business environment, maintaining a healthy cash flow is essential for every company’s long-term growth.


PinHang Group specializes in providing flexible business financing solutions for small and medium-sized enterprises, offering financing amounts from RM30,000 to RM500,000 to support business expansion, purchasing needs, renovation, or cash flow management.

As a financial company licensed under KPKT (Kementerian Perumahan dan Kerajaan Tempatan), we are committed to transparency, safety and professional service.
Our goal is to ensure that every client receives clear information and a dependable financing experience.

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Financing amount from RM30,000 – RM500,000

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Repayment terms up to 10 years

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Clear process and transparent charges

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Online consultation available for inquiries

Over 12 years of establishment, supporting more than 1,924 Malaysian businesses with financial planning solutions

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Apply Now

Loan Type

PinHang Group Services

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PinHang Group - Personal Financing

Our personal financing solutions are designed to help individuals manage flexible cash flow needs.


Funds may be used for emergency expenses, debt consolidation, home renovation, purchases, or family needs.

At PinHang Group, we prioritize transparency and flexible repayment options, allowing you to manage your finances with confidence and plan ahead comfortably.

PinHang Group - Business Financing

Our business financing solutions are designed to support SMEs with flexible funding for operations, purchases, renovation, and cash-flow management.

We offer financing amounts from RM30,000 to RM500,000, with clear terms and manageable repayment options. At PinHang Group, we are a KPKT-licensed financial service provider, ensuring that every application is handled safely, transparently, and professionally.

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PinHang - Advance Salary Loan

Advance Salary Loan is a fast and flexible financial option for individuals who need short-term cash support before their salary date. Whether it’s for urgent expenses, bill payments, medical needs, or temporary financial situations, PinHang provides a safe and reliable solution.

We offer a simple application process, quick review, and transparent terms to help you access funds when needed. No complicated procedures and no hidden charges — just practical support to help you manage everyday financial needs.

If You Face These Issues
PinHang Group Can Help

Low Credit Score

Traditional lenders may reject applications due to limited credit history or past delays.

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Incomplete Documents

Missing or inaccurate documents can delay or prevent approval.

High Commitments

Unstable Income

Multiple existing loans or high monthly obligations may affect approval chances.

Irregular or fluctuating income may make it harder to obtain financing.

申请 ECO CREDIT 需准备什么

PinHang Group FAQ

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Our Repayment Sample

We will craft a custom financing plan based on your specific needs and circumstances.

- Minimum term: 6 months.
- Maximum: 60 months. (Can Settle Earlier)
- APR ranges from 3.8% to 8% per annum.
- Maximum APR 8% per annum.

RM3,000 for 24 months at 4% per annum.
The Total Repayment Amount is RM3,120, which is Only RM130 per month.

ECO CREDIT 
的客户好评

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Company Info

777-A Jalan Kedah 10050 George Town, Pulau Pinang, Malaysia

© 2019 by PinHang Enterprise

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